Price
of an Initial Procedure
The price practices charge for the LASIK procedure
can vary tremendously, depending upon conditions specific
to the patient and area. Practices set their own prices
and determine the services that are offered at those
prices. As you consider the various quotes, keep in
mind that you should also be comparing services. The
following are some questions that can assist you with
evaluating the services provided by a practice.
- Are all pre-operative and post-operative visits
included in the cost of the initial procedure, or
will additional charges for preoperative and postoperative
visits apply?
- Can you choose the surgeon who will be operating
on your eyes in advance, or will a surgeon be assigned
to you the day of surgery?
- Who will be providing postoperative care?
- In the event of a complication, who would be providing
emergency care?
Patients must determine for themselves the level of
service they require and the quality of care they need
in order to feel comfortable about the decision to undergo
surgery and satisfied with outcomes.
Price
of an Enhancement Procedure
The cost of enhancement procedures also varies. Some
surgeons do not charge their patients for enhancements
during a certain postoperative period. Others may charge
a nominal fee. Most surgeons will charge a patient considerably
less for an enhancement than they charge for an initial
procedure.The following questions can assist you with
your evaluation.
- Are enhancements included in the cost of the initial
procedure, or will you need to pay full price or a
lesser charge for an enhancement?
- If enhancements are included in the price, are
stipulations specified? For instance, are enhancements
covered only after a specified period of time? Will
you need to see one of the ophthalmologists at that
location within a certain period of time to qualify
for a future enhancement?
Finally, be sure to read all the fine print regarding
enhancements very carefully to determine what obligations,
if any, you must fulfill in order to be eligible.
Insurance
Concerns
| Although LASIK is not
a cosmetic surgery, it is considered an elective
procedure. Such surgeries are covered in many African,
Latin American, European and Asian countries. However,
most insurance companies in the United States and
Canada will not cover the cost, nor will Medicare
usually cover it. |
Patients should check with their
insurance companies to see if they do have partial
or full coverage.
In some cases, the cost of the procedure may be
covered by medical flex plans or medical cafeteria
plans that allow pretax dollars to be set aside
for medical expenses. Patients should check with
their employers to see if they offer this type of
benefit. Several companies in the United States
are now covering LASIK for their employees, to an
extent. Moreover, it is possible that the cost of
LASIK may be deducted from your U.S. federal income
taxes. You should check with your accountant to
see if you can take LASIK as a deductible health
expense.
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